This government-backed initiative provides interest-free loans to homeowners for energy-efficient home upgrades such as insulation, windows, and heating systems. Visit the website for more details.

• Interest-free loans up to $40,000 for energy-efficient upgrades.
• The loan is available to homeowners who complete a pre- and post-renovation evaluation to qualify for the program.

• You must be a Canadian citizen, permanent resident, or non-permanent resident who is
  legally authorized to work in Canada
• You must own the home and it must be your primary residence
• You have a pre-retrofit evaluation and have not yet had a post-retrofit evaluation
• Your pre-retrofit evaluation was completed on or after April 1, 2020
• You have not started the retrofits for which you are seeking a loan
• You have a good credit history and are not in:
  • a consumer proposal
  • an orderly payment of debt program
  • a bankruptcy or equivalent insolvency proceeding

• A complete energy assessment is required before and after renovations.
• There is no interest on the loan, but repayments must be made in installments over a period of 10 years.
• Indigenous group applicants:
  • You are eligible to register multiple homes
  • You must own the home(s) or have a formal partnership to represent the owners, but the homes do not need to be the owner’s primary residence
  • Your home must be occupied by an Indigenous household
  • You must select at least one eligible retrofit for each property subject to the loan

• Apply through the Greener Homes program website and schedule an energy audit.
•  Submit your loan application after receiving the audit results and identifying eligible upgrades.